Questions & Answers

Questions & Answers

Q: How much should i bring as a down payment? 

 Regardless of the credit score, You bring in the down payment you see plus $500 additional for taxes plates and registration for vehicles $20,000 or less.

This is also the bare minimum you can put down, most of our customers bring in $1500 to $2000 or more as a bare minimum for $500 down vehicles. Even though we can’t determine your payments until you’re here. They are cheaper when you bring in more than what’s asked for.

What's the usual Ball Park Monthly Payments? 

Everyone is different and we can't fully know until you're here, but to give an understanding of what payments are usually like when customers come in with $1000 to $2000 more than what were asking for as a down payment.

Vehicles $10,000 or less
$220 to $345 Monthly

Vehicles $10,000 to $15,000
$240 to $370 Monthly

Vehicles $15,000 to $20,000
$250 to $380 Monthly

Vehicles $20,000 to $30,000
$280 to 395 Monthly

Vehicles $30,000 to $40,000
$300 to $450 monthly

Q: Can I get approved for a car loan with bad credit? A: Yes, we approve both the worst and the best credit scores at our dealership. We were created in 2014 to work with all credit scores. We also consider your income to determine your eligibility for a loan. We do report to all 3 major credit bureaus so you can build your credit and while financing with us.  So your credit will improve as you pay on time. 

Q: What are your business hours? A: We are open from 10am to 7pm, Monday through Saturday.

Q: Do you offer discounts for buying two cars at once? A: Yes, we have a 2 car special discount that you can ask about. Where if you buy 2 cars at once or with a friend or family member you both will receive a discount of up to $5000 off the purchase price and up to 20% off your monthly payments. 

Q: Do you accept trade-ins? Q: Can I trade in my current car as a down payment? A: Yes, we accept trade-ins and can offer up to $5000 for them. This can also be used as a down payment towards your new car purchase. To keep things affordable we and accept liability insurance.

Q: What kind of monthly payments can I expect? A: Our monthly payments typically range from $180 to $400 depending on the car and financing terms. We work with you to find a payment plan that fits your budget.

Q: What if I don't have proof of income? A: You can have someone with income help you out. We also accept recent pay stubs, bank statements, or checking account statements as proof of income.

Q: What documents do I need to bring? A: You will need to bring two of your most recent pay stubs from your job, proof of address, driver's license or permit, and a recent checking account statement. If you are self-employed, please bring two recent checking account statements. If you are receiving SSI or disability, we need a 30-day recent award letter. If you are receiving child support, we need bank statements or checks showing your income.

Q: How do I schedule an appointment? A: Just provide us with your full name, preferred day and time, and we will schedule an appointment for you. Or just click this link to come in today or another day  >Walk In Or Appointments Link<

Q: Do you offer warranties? A: Yes, we offer warranties that can last up to 5 years.

Q: What type of license plate do I receive? A: You will receive a temporary plate from us, and your actual plates will arrive in about 3 weeks from the state where your license is from.

Q: Can I combine my license with someone else's income to get approved? A: Yes, it is possible to combine your license with someone else's income to get approved.

Q: What do I need to bring if I am self-employed? A: Please bring two recent bank statements that show you depositing money.

Q: Do you work with out-of-state drivers? A: Yes, we do.

Q: How long do I need to have been employed? A: We only need two recent pay stubs, so as long as you have those, you should be fine.

Q: What if I have a repossession on my credit report? A: That's fine, we work with all credit scores and will do our best to help you get into a car.